About HSBC Asset Management Company
Four specialist businesses, namely Halbis, Sinopia, HSBC Multimanager and HSBC Liquidity, come together to form HSBC Asset Management Company. The company specializes in investment business globally. While Halbis and Sinopia are separate companies, HSBC Multimanager and HSBC Liquidity both have the same parent company HSBC Global Asset Management.
HSBC Global Asset Management is a part of HSBC Retail Banking and Wealth Management, which is a division of HSBC Holdings plc, founded in 1991 and now the world’s seventh largest bank as per its total assets. HSBC attempts to provide investment opportunities, unique insights, and access to excellent service to all customers globally.
HSBC Mutual Funds Features
The following are the key characteristics of HSBC Mutual Fund which make it the first choice of many customers across the world.
- Constant Improvement
The HSBC management structure makes sure that the focus is on fulfilling the expectations of their customers, and simultaneously leveraging global talent. The policies and procedures followed by HSBC, along with its attention to investors’ complaints, help the company to improve their operations.
- Sponsors and Trustees
Mutual Fund of HSBC is offered by HSBC Asset Management, which functions under the parent company HSBC Group. The HSBC Securities and Capital Markets India Pvt. Ltd. Works as the sponsor of the company.
- Global yet Local
HSBC has a widespread global network and the expertise enables it to meet the clients’ needs locally.
- Products that are Well-Engineered
HSBC offers well-engineered products of investment to its clients and manages them well by ensuring great results for the investors.
- Financial Results
HSBC Asset Management utilizes its accounts, annual fiscal reports, audited and nonaudited data/results to give improved financial results to the clients.
HSBC Mutual Funds Types
HSBC Asset Management offers two selective categories of Mutual Funds:
- Debt funds
- Equity funds
The investment products offered are further categorized as:
- Gilt funds
- Liquid funds
- Income funds
HSBC Asset Management offers different investment opportunities to its customers, ranging from low-risk funds to high-risk funds ranging from short-term investments to long-term investments. These mutual funds are versatile enough to meet the wide variety of investors since they meet the various risk according to the appetites of investors.
HSBC Mutual Funds Plans
The Mutual Fund products offered by HSBC Asset Management are listed below.
HSBC Equity Mutual Fund Schemes
The various Equity Schemes offered by HSBC and their features are given in the table below.
Name of Fund Risk type Type of Scheme HSBC Large Cap Equity Fund Moderately High Risk Large Cap Fund HSBC Multi Cap Equity Fund Moderately High Risk Multi Cap fund HSBC Small Cap Equity Fund Moderately High Risk Open-ended equity scheme, investing mostly in small-cap stocks HSBC Infrastructure Equity Fund High Risk Open-ended equity scheme investing mainly in the domain of Infrastructure HSBC Brazil Fund (HBF) High Risk Open-ended fund scheme that invests in Brazil Equity Fund, HSBC Global Investments Fund HSBC Managed Solutions Moderate Risk to Moderately High Risk Open-ended fund scheme that invests in equity, debt, Gold and ETF’s HSBC Dynamic Asset Allocation Fund Moderately High Risk Open-ended asset allocation fund HSBC Global Emerging Markets Fund High Risk Open-ended fund scheme investing in Global Emerging Markets Equity Fund, HSBC Global Investment Funds HSBC Tax Saver Equity Fund Moderately High Risk Open-ended equity-linked saving scheme with a three-year lock-in period, and the tax benefit HSBC Asia Pacific (Ex Japan) Dividend Yield Fund (HAPDF) High Risk Open-ended fund scheme investing in Asia Pacific Ex-Japan Equity High Dividend Fund, HSBC Global Investments Fund HSBC Global Consumer Opportunities Fund High Risk Open-ended fund scheme
HSBC Debt Mutual Fund Schemes
The various Debt Schemes offered by HSBC and their features are given in the table below.
Name of Fund Risk type Type of Scheme HSBC Regular Savings Fund Moderately High Risk Open-ended hybrid scheme investing predominantly in debt instruments HSBC Fixed Term Series Moderately Low Risk Close-ended scheme primarily investing in debt instruments HSBC Low Duration Fund Moderately Low Risk Open-ended debt scheme with a low duration HSBC Short Duration Fund Moderately Low Risk Open-ended debt scheme with a low duration HSBC Cash Fund Low Risk Open-ended liquid Scheme HSBC Debt Fund Moderate Risk Open-ended debt scheme with a medium to long duration HSBC Flexi Debt Fund Moderate Risk open-ended debt scheme
HSBC Mutual Funds Systemic Investment Plans
Since HSBC aims to meet the varied needs of all its clients, it offers SIP’s (Systematic Investment Plans). SIPs are convenient and allow investors to make small investments over time. The following are the HSBC Mutual Funds Schemes that allow investors to avail the facility of SIP.
- HSBC Equity Fund
- HSBC Income Fund
- HSBC India Opportunities Fund
- HSBC Cash Fund
- HSBC Infrastructure Equity Fund
- HSBC Ultra Short Term Bond Fund
- HSBC Dynamic Fund
- HSBC Flexi Debt Fund
- HSBC Emerging Markets Fund
- HSBC Tax Saver Equity Fund
- HSBC MIP
HSBC Mutual Funds Benefits
The following are the benefits offered by HSBC Mutual Funds to the customers.
- Disciplined Approach to Investment
HSBC Mutual Fund schemes offer Systematic Investment Plans also known as SIP, which is a disciplined and systematic investment approach that favors those making small investments.
- Tax BenefitsThe various Mutual Fund Schemes offered by HSBC provide tax benefits to the investors under Section 80C of the Income Tax Act, 1961.
- The convenience of Online Opportunities
HSBC Mutual Funds offer a very convenient experience for the investors as it provides investment opportunities online with the help of the company’s exclusive partners.
- Focus on Clients
With their experience in the industry, HSBC Mutual Funds provides adequate investment solutions to the customers since its primary focus is always on the clients.